Bay Fishing Panama City Beach

Inshore Charters & Calm Water Fishing

 "Fantastic family experience with an amazing crew—highly recommend!" - Jessica B.

What to Expect on Our Inshore Fishing Charters Panama City Beach FL?

Panama City Bay fishing report consistently shows excellent conditions with waters sheltered from Gulf swells providing smooth rides even on windy days, shallow water depths of 3-15 feet for comfortable fishing, easy boat access with quick departure from Captain Anderson's Marina, and year-round fishing that's less weather-dependent than offshore trips. Our inshore fishing Panama City beach setup includes light spinning tackle that's easy to handle for all skill levels, live bait options like shrimp, pinfish, and finger mullet, artificial lures including topwater plugs and soft plastics when appropriate, and all equipment provided so you just bring yourself and excitement. Inshore fishing charters near me with Reel Groovy mean hands-on casting instruction teaching proper techniques for different scenarios, guidance on bait presentation showing how to present lures and live bait effectively, species identification helping you recognize different inshore fish, and handling techniques for proper catch and release methods. The best panama city bay fishing conditions occur during early morning when dawn fishing produces excellent redfish action, late afternoon when evening tides trigger feeding activity, cooler months when fall through spring offer peak speckled trout fishing, and warmer months when summer brings consistent redfish and flounder. Not fishing? Try our dolphin watching or sunset cruises.

  • A man holding a fish while deep sea fishing in Panama City Beach, FL.

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Trip Highlights

✔ Great intro to deep sea fishing


✔ Private charter for up to


✔ Family-friendly and ideal for all ages



✔ Laid-back, personalized experience tailored to your group

Your Bay Fishing Trip Itinerary

  • 1. Launch from Captain Anderson's Marina

    Meet your captain at Captain Anderson's Marina for a quick safety briefing and equipment overview. Your captain selects fishing locations based on current tides, wind, and the latest Panama City bay fishing report, then it's a short boat ride to the first spot in protected bay waters.


  • 2: Active Bay Fishing

    Fish multiple productive locations including grass flats for sight-casting to redfish, oyster bars for speckled trout, and channel edges for flounder. Our crew provides hands-on instruction with casting, bait presentation, and different techniques like topwater, live bait, and soft plastics. Expect consistent strikes, visual excitement in shallow clear water, and photo opportunities with your catches.


  • 3. Return & Fish Care

    Head back to Captain Anderson's Marina with a review of the day's catches and techniques learned. Arrange professional fish cleaning at the marina station (per-pound fee) or get hook and cook restaurant recommendations for preparing your fresh catch.


Important Trip Information

the Reel GRooV fishing charter boat

Duration

4 hours

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Group Size

Up to 18

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Price

From $1,099.99

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Languages

English

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Meet Up & Drop Off Location

Captain Anderson’s Marina

5550 North Lagoon Drive

Panama City Beach, FL 32408


Why Choose Our Bay Fishing

Panama City Beach?

Bay fishing charters Panama City Beach with Reel Groovy Experiences offer the ideal alternative to rough offshore waters, providing calm, protected waters perfect for families, first-timers, those prone to seasickness, and anglers who prefer a relaxed fishing experience. Panama City Bay fishing gives you access to grass flats teeming with redfish and speckled trout, oyster bars attracting quality game fish, protected channels producing consistent action, and scenic coastal waters with abundant marine life. Our inshore fishing charters Panama City Beach welcome all ages and skill levels with calmer waters that eliminate rough seas and long boat rides, shorter distances providing quick access to productive fishing spots, patient crew instruction on proper techniques, and immediate action with fish close to shore for constant excitement. You'll target exciting species including redfish (red drum) - strong fighters on grass flats and oyster bars, speckled trout offering excellent table fare from bay grass flats, flounder perfect for the dinner table, sheepshead providing challenging catches around structures, and black drum delivering powerful fights in deeper bay waters. Want deeper water species? Check our deep sea fishing options.

Secure your preferred charter date—availability is limited. Book now and enjoy an unforgettable experience on the water.


What's Included in Your Trip

✔ All fishing gear, tackle & licenses


✔ Experienced Captain


✔ Bluetooth speaker system


✔ Ice and coolers for your catch


✔ Frozen & artificial bait included


✔ Live well available for live bait


✔ USCG-approved safety gear & life jackets


❌ What’s Not Included

  • Fish Cleaning (available at the marina)

  • Snacks and Drinks

  • Motion Sickness Medication

  • Biodegradable Sunscreen

  • Gratuity for Crew (18-20% recommended)

  • Optional Live Bait (+$10/person)



What to Bring

Prepare for a full day on the Gulf of America by bringing the essentials for comfort, safety, and fun:


  • 🧴 Reef-safe, eco-friendly sunscreen- Avoid spray sunscreens—they can damage boat surfaces and harm marine life.


  • 👕 Hat and lightweight SPF clothing for sun protection


  • 🕶️ Polarized sunglasses to reduce glare offshore


  • 🥪 Snacks, lunch, and drinks (coolers welcome; alcohol allowed in moderation on private charters)


  • 💊 Motion sickness medication (take the day before & morning of your trip if prone to seasickness)


  • 📸 Camera or phone to capture your big catch and views


  • 🎣 Cooler in your car if you plan to take fish home



📌 Policies & Important Info:

Booking Policy

Advance reservations are recommended to secure your preferred date and time. A deposit is required to reserve your trip. The remaining balance is due on the day of your charter, payable by cash or card. Deposits are non-refundable unless cancellation is due to weather or boat malfunction, in which case a full refund will be issued.


Cancellation Policy

You can cancel your booking within 24 hours for a full refund. After 24 hours, the deposit is non-refundable. If you choose to pay the full amount at the time of booking, you can cancel and receive a refund (minus the deposit) up to 30 days before your trip date.

Bad Weather/ Boat Malfunction

Your safety is our top priority. If unsafe weather or a boat malfunction occurs, we’ll do our best to reschedule your trip. If rescheduling isn’t possible, you’ll receive a full refund.



Captain Gary closely monitors the weather and sea conditions and will make the final call as early as possible—typically the evening before or morning of your trip. If conditions are uncertain, please stay in touch for updates.


Change Policy

Please contact us as soon as possible if you need to make changes to your reservation. Date changes requested within 48 hours of departure are subject to availability. If your group size changes, any cost differences will be settled on the day of your trip.

Meet Up Information

Please arrive at Captain Anderson’s Marina at least 15 minutes before your scheduled departure time. If the boat is not in the slip when you arrive, it may be refueling or returning from an earlier trip—rest assured, we’ll be with you shortly and ready to begin your adventure. Please note that late arrivals may shorten your cruise duration

Liability Waiver

All guests are required to sign a liability waiver prior to departure.


Customer Reviews



Brandi Doty ★★★★★

The only fishing charter we will use when visiting PCB! Captain Gary and deckhand Josh made sure we stayed catching fish, they were the best!

EXTANTBEAST 23 ★★★★★

We had a blast. Gary and crew are amazing. They worked very hard at keeping lines in the water and were super friendly. The boat was clean and they really included our kids in the experience.

Jessica Bubeck ★★★★★

Captain Gary and Josh were absolutely amazing! So personable and made sure the kids had a great experience! Definitely recommend Reel GRooV!

Richard Johnson ★★★★★

Absolutely great experience

Thomas Hooks ★★★★★

The owners are awesom. They are fast at returning any and all questions. They make sure we had the best trip ever. I will be going back to reel GRooV every time I'm in Panama.


🎣 Reserve Your Private Charter in Panama City Beach with Reel Groovy Experiences– Availability Is Limited

Ready to reel in unforgettable memories? Don’t miss your chance to fish the Gulf of America with Panama City Beach’s top-rated charter crew.

Book Online Now

or call/ text Captain Gary Ray at (850) 774-9007.

Check Availability

From $400.00
5.0 ★★★★★ verified reviews

Why book with us?

  • Book instantly directly with provider
  • Get the lowest price guarantee
  • Worry-free flexible cancellation policy
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Reel Groovy Experiences logo – fishing charters & boat tours Panama City Beach
Reel Groovy Experiences

Phone: 850-774-9007

Hours: Open 24 Hours a Day, 7 Days a Week

About Us

If you're looking for things to do in Panama City Beach, we offer a variety of deep-sea fishing and charter fishing trips on the Gulf of America—inshore or offshore—along with sunset cruises, dolphin cruises, booze cruises, and burial-at-sea services. Reel Groovy Experiences provides unbeatable adventures, whether as a private charter or shared trip. Our 43’ BHM offshore sport fishing boat ensures comfort and safety for up to 18 passengers. Amenities include a spacious covered deck, air conditioning, bathroom, and cushioned bench seating.

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Accepted payments for 4-hour deep sea fishing Panama City Beach– Credit/Debit, Apple Pay, Google Pay, PayPal
Accepted payments for 4-hour deep sea fishing Panama City Beach– Credit/Debit, Apple Pay, Google Pay, PayPal

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