Reel Groovy Experiences • September 25, 2025
Panama City Beach Fishing Report: What's Biting Now

Current fishing report Panama City FL with species activity, water conditions, and expert insights from Captain Gary Ray and the Reel Groovy Experiences crew.
Latest Fishing Report in Panama City FL
Looking for today's PCB fishing report? Get real-time insights into what's biting, where to find them, and the best techniques for Gulf Coast fishing success.
Current Water Conditions - Panama City Fishing Report
Gulf Water Status
- Water Temperature:
- Spring (March-May): 68-78°F
- Summer (June-August): 82-88°F
- Fall (September-November): 75-82°F
- Winter (December-February): 58-68°F
- Water Clarity: Excellent in federal waters beyond 9 miles
- Sea Conditions: Check forecast before departure
Recent weather patterns significantly impact this fishing report Panama City beach. Calm seas produce best results, while post-frontal periods trigger excellent feeding.
What's Biting - Fishing Report Panama City Beach
Offshore Federal Waters (9+ Miles)
Red Snapper (Season Dependent)
- Depth: 225+ feet on reefs and wrecks
- Technique: Bottom fishing with cut bait
- Best Times: Early morning, late afternoon
Grouper Species
- Depth: Deep structures beyond state waters
- Technique: Heavy tackle bottom fishing
- Activity: Year-round in federal waters
Amberjack
- Depth: 100+ feet on wrecks
- Technique: Vertical jigging and live bait
- Activity: Consistent year-round action
Vermilion Snapper
- Depth: 225-275 feet
- Technique: Multi-hook rigs with squid
- Quality: Captain Gary's choice for eating
Nearshore & Trolling Species
King Mackerel
- Peak: Spring and fall migrations
- Technique: Trolling live bait or spoons
- Size: 10-40+ pounds
Spanish Mackerel
- Location: Nearshore waters
- Technique: Fast trolling
- Great for: Beginners and kids
Mahi-Mahi
- Peak: Summer months
- Technique: Trolling offshore weed lines
- Activity: Excellent when present
Inshore Panama City Bay Fishing Report
Redfish
- Grass flats and oyster bars, best at dawn/dusk
Speckled Trout
- Bay flats, excellent in cooler months
Seasonal Fishing Report for Panama City Beach Florida
Spring (March-May)
King Mackerel migration, Cobia run, Red Snapper (check seasons), Amberjack active
Summer (June-August)
Mahi-Mahi offshore, Red Snapper federal season, Triggerfish abundant, Shark action
Fall (September-November)
King Mackerel fall run, Grouper feeding actively, possible extended Snapper seasons
Winter (December-February)
Prime Grouper season, Vermilion Snapper excellent, Amberjack consistent
Captain Gary Ray's Current Report Insights
Hot Spots This Week
- Reef complexes showing consistent activity
- Wreck sites producing quality bottom fish
- Structure edges attracting amberjack
Recommended Bait
- Live: Cigar minnows, threadfins, pinfish
- Cut: Bonito, squid, Spanish mackerel
- Artificial: Vertical jigs, trolling lures
Federal vs State Waters - Fishing Reports for Panama City Beach
State Waters (0-9 Miles)
- Shorter travel times
- More regulations and closures
- Higher fishing pressure
Federal Waters (9+ Miles)
- Extended seasons for key species
- Less pressure, larger fish
- Requires federal permits (we have them)
Best Trips for Current Conditions
4-Hour Nearshore
- Trolling for mackerel and nearshore action Book 4-hour trip
6-Hour Combo
- Trolling plus bottom fishing Book 6-hour trip
8-Hour, 10-Hour, 12-Hour Offshore
- Federal waters for grouper, snapper, amberjack Book 8-hour, 10-hour, or 12-hour expedition
What's Included
- All equipment for target species
- Fishing licenses for all passengers
- Expert guidance and local knowledge
Group not fishing? Try sunset cruises, booze cruises, or dolphin tours.
Using This Fishing Report Near Me
Before Booking- Check this fishing report Panama City FL to verify:
- Appropriate trip length
- Target currently active species
- Time your visit with peak seasons
- Federal waters - NOAA regulations (9+ miles)
- State waters - FWC rules (0-9 miles)
- Season dates for target species
- Size and bag limits/Regulations
Real-Time Updates
Contact Reel Groovy Experiences for current PCB fishing report and availability:
- Call/Text: (850) 774-9007
- Website: reelgroovy.com
- Ask Captain Gary for latest intel
Related Resources:
- Deep Sea Fishing Prices & Rates
- Captain Anderson Marina Charters
- Hook and Cook Restaurants
- How Much To Tip Fishing Charter
- Why Fishing Booker Hurts Local Charter Fishing Captains
- Top Fishing Charter Etiquette
Reel Groovy Experiences - Current Panama City Beach fishing reports and premium federal water charters.